Is Pet Insurance worth the money?

Pet health insurance is still relatively new, and many pet owners are still unaware of their options. You have to decide for yourself, which pet insurance company is the right one for you, and if it is worth it for you to pay the premiums in the event that something could go wrong. Accidents do happen, and pet insurance after the fact, is not going to help as they do not cover pre-existing conditions Many pet insurance providers do have different plans available, for different scenarios. Many pet owners have accidental coverage only. I urge you to check the different providers listed for your area, and look carefully at what each plan covers before you make your decision.
For Canadians, Medicard, the medical credit card, now offers veterinary services. Medicard is a viable option for extensive veterinary services that are either not covered by pet insurance (pre-existing conditions) or for pet owners who do not have pet insurance. Medicard offers fast approval while you are still in the veterinarian's office. The Medicard website also offers a listing of associated veterinarians in your province. Please note: This is not an endorsement, nor a statement of quality services.

If you voted "Yes" and you have pet health insurance for your pets, and would like to be part of a "user reviews" article on pet insurance, please drop me a quick note and let me know which one you use, and whether you are satisfied with them. Let me know what you like, or dislike about your pet insurance company. Where they easy to deal with? Did you have any trouble submitting claims? Have you had to submit a claim yet?